The Crystal Ball Isn’t Just a Myth. It’s a Lie.
For decades, the industry’s been selling predictions. Here’s the truth: retirement success comes from rules — not guesses.
Here’s the story you’ve been sold:
“Just trust the experts. They’ll pick the right stocks.”
“They’ll know the perfect time to buy and sell.”
Sounds comforting, right?
Until your nest egg takes a hit… and the fees keep rolling in.
The truth? No one can see the future. But there are rules that work in every market.
And once you know them, retirement gets a whole lot calmer.
The Prediction Game Is Rigged Against You.
Here’s the pitch the industry has been running for years:
“We’ll outsmart the market.”
“We’ll protect you from the next downturn.”
“Stick with us — we know what’s coming.”
It’s smoke and mirrors. Always has been.
What it really means for you:
Your nest egg shrinks when markets wobble
You second-guess every decision
You keep paying fees, no matter what
And your blood pressure spikes every time the headlines scream “crash”
Before: you’re stuck playing the guessing game.
After: you’re making decisions with rules that work — in good times and bad.
The industry profits from keeping you dependent. I want you independent.
Why Trust Me With This?
For starters — I don’t sell products. I don’t take commissions. I don’t pocket kickbacks. No hidden fees.
No products. No pressure. No agenda — except yours.
That’s why Australians trust me to help them organise and protect their financial lives. I’ve earned that trust one client at a time.
And this isn’t just a line. My independence is backed by:
30+ years of experience guiding families through every market cycle, legislative change, and product fad
Founding a national not-for-profit and introducing The Gold Standard of Independence™ to protect Australians from conflicted advice
Consistency over decades — independence isn’t my marketing angle, it’s how I’ve always done business
I’ve also written two books — Swimming With Sharks and Shattering the Crystal Ball Myth — that cut through industry spin and give investors a practical roadmap instead.
That’s what makes me different: most advisers are still tied to product providers. I’m one of the very few who isn’t.
So when I say there’s a better way to plan your retirement, you know it comes from experience, independence, and results — not from selling you something.
The 6 Laws That Replace Guesswork With Clarity
Predictions are just guesses in a suit. What you need are rules.
That’s why I wrote this book — to give you six proven laws that actually hold up in the real world.
Inside Shattering the Crystal Ball Myth, you’ll discover:
Why chasing “market-beating” returns is a distraction — and what to do instead
How to dodge the traps of hot tips, trends, and BBQ braggarts
A smarter way to manage risk — without wrapping yourself in cotton wool
The Rule of 168 — why your time matters more than your money
A practical roadmap that delivers results you can trust in any market
Before: you’re stressed every time the market sneezes.
After: you can relax knowing your plan holds up — whatever happens.
Real Australians. Real Relief.
"We finally feel like there’s a path forward. The plan’s in place—and we’re not worrying about it anymore."
- Sophia (pre-retiree)
“This book got me thinking differently about retirement. It’s already shaping the way we plan the next chapter of our lives.”
- Kim (transitioning)
“Going through the Must-Haves exercise was a breakthrough. We moved from vague retirement goals to clear, non-negotiable priorities. For the first time, we feel like we’re building the future we actually want.”
- Andrew & Melissa (pre-retiree couple)
“We’ve been retired five years and worried about whether the money would last. This book gave us a structure — finally, we can relax and enjoy life knowing we’re making the right calls.”
-John & Mary (retired)
Choose Your Clarity Package
For less than the cost of a coffee, you can stop guessing and start planning with confidence.
Standard Access - Just $7 + GST
You’ll get everything you need to put the rules into practice:
✅ The full digital book
🎧 9-hour audiobook with exclusive commentary
📝 Downloadable workbook to create your plan
📅 Instant lifetime access
🛡️ 12-month money-back guarantee
Before: confusion and hesitation.
After: a clear, simple plan for retirement.
Premium Access - $19 + GST
Includes everything in Standard, plus:
🎥 Real-world workshop to turn “someday goals” into clear, actionable priorities
Watch a real couple define what truly matters—and learn how to do the same
Learn how to turn vague “somedays” into clear non-negotiables that pull you forward
Before: fuzzy goals that never get acted on.
After: clarity that motivates every decision.
Best Value
Value Justification:
This is the same framework I use with clients managing multimillion-dollar portfolios.
You’re getting it for the price of a sandwich.
Try It Risk-Free for a Year
Read the book. Listen to the audiobook. Do the workbook.
If you’re not feeling calmer, clearer, and more confident, just email me within 12 months for a full refund.
No awkward chats. No questions asked.
Forget the Crystal Ball. Follow the Rules That Work.
You’ve worked too hard to gamble your future on predictions.
For less than a coffee, you’ll walk away with:
Six rules that actually work in the real world
Clarity about what’s safe, what needs protecting, and what opportunities to take
Confidence your wealth will last the distance
Every month you wait is another month of guessing and second-guessing. Let’s fix that today.
Daniel Brammall creator of 'The Independent Planning-for-results Method'
From Industry Insider to Myth-Buster
Hi, I’m Daniel Brammall. I’ve been a financial advisor for over 30 years and I’m the founder and President of a national not-for-profit dedicated to helping Australians get fair, independent advice.
I believed in the myth. I was trained in it. I sold it.
But nearly a decade into my career, I saw behind the curtain.
Now I teach clients across Australia a better way—one based on real-world results, not magic tricks.
You’ll walk away with confidence, clarity, and a framework to make your money work harder—without having to work harder yourself.
Shattering the Crystal Ball Myth
For just $7.00 + gst, you get:
✅ The full digital book (PDF/ePub)
🎧 9-hour audiobook with exclusive commentary
📝 Downloadable workbook to create your plan
📅 Instant lifetime access
🛡️ 12-month money-back guarantee
Shattering the Crystal Ball Myth
+ How To Make Your Must Haves Magnetic
For just $19.95 + gst, you get:
✅ The full digital book (PDF/ePub)
🎧 9-hour audiobook with exclusive commentary
📝 Downloadable workbook to create your plan
📅 Instant lifetime access
🛡️ 12-month money-back guarantee
✅ How To Make Your Must Haves Magnetic
Watch over-the-shoulder as a real couple transform vague hopes into crystal-clear, non-negotiable goals. This powerful $297 workshop shows you how to pull your dream future towards you — just like a magnet
How to Make Your Must-Haves Magnetic
If you’re unclear on what a successful financial future really looks like, you’re not alone — and that lack of clarity is one of the biggest reasons people never reach their goals.
That’s why we’re giving you exclusive access to How to Make Your Must-Haves Magnetic — an intimate, over-the-shoulder workshop that brings this critical step to life.
Watch as a real couple (Andrew and Melissa from WA) work through their own ‘Must-Haves’ in a powerful live session — and witness how their vague goals become crystal-clear non-negotiables that start pulling them forward like a magnet.
📽️ Inside this one-hour training, you’ll discover:
The simple shift that turns nice-to-haves into true Must-Haves
Why clarity is more powerful than motivation
How to align your daily actions with your dream future — so progress becomes automatic
It’s one of the most valuable pieces we’ve ever shared — and it just might be the turning point that brings everything into focus.
