What Are You Really On Track For?

A full-spectrum retirement planning tool that shows how long your superannuation nest egg will last — across thousands of real-world scenarios.

Almost all retirement calculators are built on best-case averages, giving you a (misleading) straight line. This one gives you the full picture.

The Problem

Most retirement calculators are built to soothe, not inform.

They assume perfect conditions: smooth markets, tidy inflation, no curveballs. But life — and investing — just doesn’t work that way.

That’s why standard superannuation calculators leave many people with a false sense of security… or worse, no clarity at all.

The Tools You’ve Been Told to Trust Are Quietly Misleading You

A 2024 independent study of the 50 largest super funds found that their free online calculators:

  • delivered different results for the same inputs – some projections disagreed by over 40%, and

  • almost all of their forecasts used the same flawed assumptions – that markets behave like clockwork.

And buried deep in the disclaimers

“Returns remain constant throughout the projection. Actual results may vary.”

Translation? This is guesswork dressed up as precision.

Introducing the Solution

The Retirement Resilience Forecaster changes that.

Built on professional-grade stochastic modelling — the same type used by actuaries and investment institutions — this interactive tool stress-tests your retirement plan across thousands of potential market and lifestyle outcomes.

Instead of one neat (but misleading) number, you’ll get a comprehensive range of possible outcomes that shows you:

  1. How long your superannuation is likely to last across thousands of different scenarios,

  2. A visual breakdown of best, worst and more likely outcomes, and

  3. The ability to model ‘what-if’ changes (age, drawdown, strategy, etc) so you’re not vulnerable to crashing markets, high inflation, or just living longer than you expected.

In short, you get the real picture of just how resilient your plan for the future is, certified by a Retirement Resilience Score.

This isn’t a forecast of fantasy. It’s a glimpse into what’s likely and what’s possible— so you can make better decisions today.

What You Get?

When you purchase the Retirement Resilience Forecaster, you’ll receive:

  • The superannuation forecaster Tool (Excel format): A flexible, interactive spreadsheet built for both exploration and clarity.

  • Video Tutorial: Simple walk-through to help you use your results to inspire action, not anxiety.

  • 30-Minute Masterclass on Full Spectrum Forecasting: A short course in the dangers of straight-line planning, complete with clear metaphors and decision-making guidance.

  • Slide Deck PDF: Every visual from the presentation, in one downloadable reference.

Clarity, not guesswork

This deceptively powerful and very practical superannuation tool is big on substance. It’s deliberately clean and lean – there’s no place here for flashy (but pointless) bells and whistles.

It exists for one job – to give crystal clear clarity and reliable information. It’s for people who …

  • are nearing retirement and want a the truth, not a sales pitch

  • are serious about quality and want more than just "plug in a return rate and hope"

  • are financially successful individuals who want clarity, not guesswork.

In fact, anyone who's ever wondered “Will it last?”

Why Not Use a Free Super Calculator Instead?

Aren’t there dozens of free calculators online?”

There sure are— and almost all of them are straight-line models. They tell you what happens in a perfect world, using average returns that rarely happen consistently in real life.

“How is yours different from the free ones then?”

The Forecaster runs thousands of simulations using a stochastic engine. It shows a range of potential outcomes — and gives you a Resilience Score that reflects how robust your plan really is.

“So yours is unique?”

Full disclosure: there certainly are a few – you can count them on one hand, at time of writing. We tested them all, and we found they’re very labour-intensive and time-consuming to satisfy the minimum required data entry, which makes them difficult to use. And none of them produced the types of simple, visual outputs that the Retirement Resilience Forecaster delivers you. Plus they’re all owned by fund managers and banks who are trying to sell you product. So we built this one. It’s independent.

“Why should I pay for this?”

Because knowing what could go wrong is the first step to planning what can go right. Use it as often as you like for no extra fee. You’ll gain insights that may save — or strengthen — your entire superannuation retirement plan.

Aren’t there dozens of free calculators online?”

There sure are— and almost all of them are straight-line models. They tell you what happens in a perfect world, using average returns that rarely happen consistently in real life.

“How is yours different from the free ones then?”

The Forecaster runs thousands of simulations using a stochastic engine. It shows a range of potential outcomes — and gives you a Resilience Score that reflects how robust your plan really is.

“So yours is unique?”

Full disclosure: there certainly are a few – you can count them on one hand, at time of writing. We tested them all, and we found they’re very labour-intensive and time-consuming to satisfy the minimum required data entry, which makes them difficult to use. And none of them produced the types of simple, visual outputs that the Retirement Resilience Forecaster delivers you. Plus they’re all owned by fund managers and banks who are trying to sell you product. So we built this one. It’s independent.

“Why should I pay for this?”

Because knowing what could go wrong is the first step to planning what can go right. Use it as often as you like for no extra fee. You’ll gain insights that may save — or strengthen — your entire superannuation retirement plan.

This from industry insiders …

“You have a really great tool, which is clearly superior to almost all of the simplistic product out there.”

Chris, former MD of a merchant bank

“Without showing the full spectrum, a user is blind to big risks. This spreadsheet addresses that problem.”

— Jim, finance actuary

Buy Now

You only get one shot at this.

And when it comes to your retirement, there are no do-overs.

Full Spectrum Forecasting gives you the clearest lens available — so you can avoid unnecessary risk, sidestep costly surprises, and make confident decisions based on what’s most likely, not what’s most comforting.

Make sure your retirement plan is built for reality.

— includes tool, tutorial, video masterclass, and slide deck.

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