The Wealthspan Letter

Who's got your back [#27]

"We just want someone in our corner."

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The Race to Zero [#26]

When the exciting part of investing gets really, really cheap

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Bubbles and crashes [#25]

That was the subject line in a Monday afternoon email, from someone I've been working pretty closely with over the last year.

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Chasing returns: the pot of gold at the end of the rainbow [#24]

The returns everyone chases are the one thing you can't control. What actually decides your future is sitting below the waterline.

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Protecting yourself on a tired Tuesday from a $40k hacker [#23]

The bait that hooked me was a receipt from an app I use all the time.

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The only account you can't top up [#22]

If you've read much of what I write, you already know the punchline on longevity: you'll very likely sail past the mid-80s that life tables quote, and arrive there in better shape than your parents did.

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A Wake-Up Call About the New World You're Ageing Into [#21]

There is a popular misconception about having an 8-figure net worth.

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The gamble disguised as a retirement plan [#20]

"Will I have enough — no matter what?" The WealthSpan Letter is a reader-supported publication.

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Death and Taxes (oh, and the Federal Budget) [#19b]

For the past few weeks, the financial media has been doing what it does best: building dread.

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[#19] : 70 is the new 55 … but does your retirement plan know this?

If you'd been born about 200 years ago, your life expectancy was 30.

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[#18] Thinking About Your Retirement When The Kids Turn 25

Why the Planning Horizon You're Using Is Probably Too Short

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[#17] The plan that time forgot

How AI and longevity science are rewriting the rules — and what that means for your plan

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[#16] The World Your Parents Planned For No Longer Exists

Why the tools your parents used no longer work — and what does

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[#15] The chart your financial plan never shows you

There is a picture most of us carry in our heads when we think about retirement finances.

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[#14] The Cost of Paying Attention to the Wrong Things

The Distraction Tax

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[#13] The Other Retirement Crisis

Nobody wants to talk about the other retirement crisis.

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[#12] The Number That Was Never Meant For You

The age that shaped retirement planning was never designed for the life many people now face

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[Ed #11] If you can't answer these 7 questions, your retirement plan needs work

Retirement is less forgiving than the years that built your wealth.

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[#10] Control in an Uncertain World

For decades, retirement planning has been presented as a relatively simple exercise.

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[#09] The Unseen Risks of a 40-Year Retirement

How a longer-than-expected retirement quietly unravels

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[#08] The Independent Planning For Results Method

Most people who believe they have a financial plan have never actually experienced planning.

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[#07B] When Policy Arrives Without Warning

We have a new, very public example of the world we're ageing into, and it illustrates very well why old financial planning approaches will fail you if you rely on them.

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[#07] From Insight to Action: a practical self-assessment for an uncertain future

If you've read this series from the beginning, you haven't scaled a sheer cliff – the slope of awareness has been a gradual one, climbing one insight at a time.

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